Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... A Wonderful Memory
“Michael may take credit for alleviating much of the stress and concern over our home sale.”
The Soule Family
Highly Recommend Him
“I would have Michael represent me again if I ever needed a Realtor.”
Linda Miller
Michael Really Helped Us
“…he was flexible in what we wanted to do and he helped us when we didn't know what to do!"
Larry & Valerie Kilgore
Pleasant Experience
“A contract was signed in less than a week and closing the transaction was handled professionally."
Barbara Kincaid
They Don’t Come Any Better
“…we have been impressed repeatedly with Mike's knowledge, professionalism, honesty and hard work.”
Jep Seman
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?
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| A |
The picture window was a signature of the suburban American neighborhood. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
