Denver, Castle Rock and Highlands Ranch real estate and homes for sale in Colorado - Michael Zak, REALTOR® Michael Zak REALTOR(r) for Denver, Castle Rock and Highlands Ranch, Colorado real estate - NUMBER1EXPERT™ Michael Zak NUMBER1EXPERT(tm) for Denver, Castle Rock and Highlands Ranch, Colorado real estate
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Michael Zak, REALTOR®, real estate agent and broker for Denver, Castle Rock and Highlands Ranch Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 303-850-1885.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Michael Really Helped Us
“…he was flexible in what we wanted to do and he helped us when we didn't know what to do!"
Larry & Valerie Kilgore
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Mortgage Prequalification: Denver, Castle Rock and Highlands Ranch Colorado home buying, real estate listings, and homes for sale in Denver County, CO
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Denver, Castle Rock and Highlands Ranch REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Home Inspections >Inspection Repairs

When you sell a house, the buyers will probably have a home inspection before they sign a contract to purchase the home. The inspector may turn up something that needs attention or repair, and after the inspection, the buyers may produce a list of items they want repaired as a condition for moving forward on the sale.

When you get the buyers' list, remember that some of the items may be negotiable. Sales contracts usually require that all the systems be in working condition. Some buyers may make requests that go beyond the normal obligations of the seller. They may ask for a new roof or certain structural repairs that you may not want to make. Your agent can help you to assess the risks of just saying "no" to buyers who are making demands you consider to be unreasonable. You may decide to decline the requests, but the buyers may also decide to back out of the deal as a result.

When you agree to make repairs, hire licensed professionals who will guarantee their work, and give copies of the reports to the buyers. Arrange to have the repairs made as far ahead of time to avoid last-minute complications which could compromise the transaction.

See All Tips In The "Home Inspections" Category >
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Real Estate Trivia
Q 
What is a VA home loan?

A 
The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Michael Zak, REALTOR®, real estate agent and broker for Denver, Castle Rock and Highlands Ranch Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael Zak
RE/MAX Alliance

10375 Park Meadows Drive, Suite 100
Lone Tree, CO. 80124
Office Direct: 303-850-1885
Toll Free: 866-820-6457 x1885
Fax: 303-850-1805
Email: michaelzak@NUMBER1EXPERT.com

Michael Zak is one of America's #1 Real Estate Experts™ in the Denver Metro area. Michael Zak is committed to make your real estate transaction a success! That means your ultimate satisfaction and happiness throughout the process in terms of finances and the property involved! Selling? Michael Zak will sell your home for TOP DOLLAR fast! Buying? Michael will make sure you don't miss your chance at your dream home! Michael is well equipped to guide you through all your real estate needs so contact him today!

Equal HousingMLSREALTOR


RE/MAX Alliance real estate and homes for sale in Denver, Castle Rock and Highlands Ranch Colorado



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